Terms and Disclaimer

What Paydays Until is for

Paydays Until is provided for general information and personal planning purposes. It counts paydays between two dates based on the information you enter, and calculates simple savings figures from that. It is a maths tool, not a payroll system or a record of your actual pay.

Results are estimates

Every result is only as accurate as the dates and frequency you enter. The calculator doesn't know your employer's actual payroll calendar, bank holidays, or any one-off changes to when you're paid. Treat every result as an estimate for planning purposes, not a guarantee of when you'll actually be paid or how much you'll have saved.

Check with your employer

If you're not sure exactly when or how often you're paid, check your contract, payslip, or ask your employer directly before relying on a result from this site for anything important.

Not financial advice

Paydays Until does not provide financial, tax, or investment advice. It simply performs arithmetic on the figures you provide. Nothing on this site should be treated as a personal recommendation about how to manage your money. If you need financial advice, speak to a qualified, regulated adviser.

No guarantee of savings outcomes

The calculator shows what's needed, mathematically, to reach a savings target based on the figures you supply. It cannot guarantee that you will actually save that amount, that your circumstances won't change, or that the target will be reached. You remain responsible for your own financial decisions and actions.

Limitation of liability

Paydays Until is provided free of charge and "as is", without any warranty of accuracy, completeness, or fitness for a particular purpose. To the fullest extent permitted by law, Paydays Until is not liable for any loss or damage arising from your use of, or reliance on, the site or its results — including, but not limited to, missed savings goals, incorrect payday assumptions, or decisions made based on the calculator's output. This doesn't affect any statutory rights that can't lawfully be excluded.

Changes to these terms

These terms may be updated from time to time as the site changes. The date at the top of this page shows when they were last updated.

Contact

Questions about these terms can be sent to hello@paydaysuntil.com. See also the Privacy Policy.

These terms have been written in plain English for a small static website and have not been professionally reviewed. If you need legal advice, consult a qualified professional.